Special Needs Planning

”Empowering your VISION to bridge the gap between today's reality and tomorrow's dream”

Helping families pursue their current and future financial plans / goals using long term planning to bridge the gap between today's reality and tomorrow's dreams for their loved ones who may not be able to care for themselves.  We assist families navigate the complexities of special needs planning, to create a financial plan that is more than just numbers, but a life plan.

At First Then I.F.S., we recognize that every family situation is unique.


1. Identify & Prioritize your goals for both you and your loved ones.

Let's start with your vision for your family of today, tomorrow and when you are gone.

2. List your resources / expenses, including your personal net worth, income sources, future income earnings and expenses.

Include both parent's and children's income sources when looking at resources and consider the supplemental cash flow needs of a child with disabilities when planning future expenses.

3. Identify gaps between both personal and governmental benefit resources and desired goals.

Common gaps are often found in the event of a premature death and / or disability of a parent, or not having adequate savings to meet a lifetime of care / goals.

4. Identify strategies to fill the gaps.

Family and Support / Emotional / Financial / Legal / Government Benefits

5. Implement a coordinated plan of action based on priorities.

A plan is only good when it is put into action.  We will provide the implementation roadmap, it is essential to take action.

6. Periodically review and monitor your plan.

Life is not static and change happens.  It is important to periodically review your plan, especially in advance of “planning pressure points” identified with in the plan timeline

Special Needs Planning Flyer